If you’ve made a resolution to be more disciplined with your spending, or you’ve overspent over the holidays, a budget is a good way to get back on track. Here’s a good article from Practical Money Skills that you might find helpful.
A budget is a plan, an outline of your future income and expenditures that you can use as a guideline for spending and saving.
Only 47 % percent of Canadians use a budget to plan their spending. But Canadians are feeling more in debt than ever with 90% saying they have more debt today than five years ago. A budget can help you pay your bills on time, cover unexpected emergencies, and reach your financial goals — now and in the future. Most of the information you need is already at your fingertips. Read more
Here’s a valuable piece I came across on Forbes.com on the subject of Aging Parents in fragile health and the decisions that have to be made for the best outcome.. I wanted to share it as a resource for anyone who may be in this situation with their own parents.
Image by Steve Buissinne from Pixabay
If you’re like me and watching summer slip away far too quickly, you might be looking for one last chance to make the best of summer before September arrives?I found this article in the Globe and Mail that offered some unique ideas and thought it was worth sharing.
Read more on the Globe and Mail website
Here’s an important article I wanted to share from CBC News. It addresses some of the scenarios widows and widowers could face if they continue to be reliant on CPP after the death of a spouse.